Florida closing costs for buyers usually run 2% to 5% of the purchase price. Some of those costs are the same in every state, such as lender and appraisal fees. Others are unique to Florida, including two state taxes on your mortgage. Here is what to expect, with a worked example and ways to lower…
Getting a Florida condo mortgage now depends as much on the building as on you. Since the state’s condo safety laws took effect, lenders look closely at inspection reports, reserves and repairs before they approve a loan. Here is what the rules require, how lenders use them, and what to ask before you make an…
South Florida loan limits decide which mortgage you can use and how much you can borrow before you need a jumbo loan. For 2026, the limits went up again. Below are the exact numbers for Broward, Miami-Dade and Palm Beach counties, where they come from, and what they mean for your down payment. What Are…
